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Personal loan vs education loan for buying a laptop: which actually fits
An education loan covers laptops on paper. A personal loan covers them more practically. Here's the honest tradeoff for the ₹50K-₹1.5L laptop decision.
Practical guides for the loans we actually use.
Funding a laptop, taking a Coursera course, paying hostel fees, prepping for the CFA — Securis writes about the small loans students and early-career professionals really need, without the education-loan jargon.
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Securis vs Slice vs Uni vs CASHe: best small loans for students compared (2026)
Honest comparison of the major small-loan and BNPL options available to college students and early-career professionals in India in 2026.
Pro upskilling
Funding an executive MBA or PG program from your salary (2026 reality)
ISB PGP Pro, IIM Executive MBA, XLRI part-time — these run ₹15-30 lakh. Here's how working professionals actually fund them without quitting their jobs.
Pro upskilling
Personal loan for CFA, FRM, or GMAT prep: when borrowing is worth it
Total prep + exam fees can hit ₹3-4 lakh for CFA Level 1+2, ₹2 lakh for GMAT. Here's a clean breakdown of when to borrow vs. save.
College life
First-year college expenses checklist for Indian students (2026)
Tuition is the headline number. The other ₹50,000+ in first-year expenses rarely is. Here's the full list so you don't get surprised.
College life
Monthly expense breakdown for an engineering student in India (2026)
Hostel, mess, books, internet, occasional travel — what it actually costs to live as an engineering student in 2026, and how families plan for it.
Courses
How to fund a coding bootcamp in India: loans, ISAs, scholarships
Masai, Newton School, Scaler, AlmaBetter — bootcamps cost ₹50,000 to ₹4,50,000. Here's an honest breakdown of every funding path so you don't pick the wrong one.
Courses
Personal loan for Coursera Plus, Udemy, or edX subscriptions: when it makes sense
A Coursera Plus year is ₹35,000. An edX MicroMasters can hit ₹2,00,000. Here's when borrowing for online learning is worth it — and when it's not.
Laptops
How to buy a MacBook on EMI as a college student without income proof
Apple's own EMI options need a salaried profile. Here's what actually works for a college student paying ₹85,000+ for a MacBook Air or Pro.
Laptops
Best laptop loan options for engineering students in India (2026)
A laptop is non-negotiable for engineering. But how you pay for it changes the math significantly. Here's a practical breakdown of every realistic option.
How to apply
How to apply for a Securis student loan in 5 minutes
Step-by-step walkthrough of the Securis loan application — what you'll need, what each step asks, and how long approval actually takes.
How to apply
Securis loan eligibility — who can apply and what credit score you need
The honest answer: most college students and early-career working professionals qualify. Here's exactly what we look at and what you need to have ready.
How to apply
Welcome to the Securis Blog
Why we're starting a blog about small loans for students and early-career professionals — and what you can expect from us in the coming months.