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Renovation budgets slip. EMIs don't. Here's how to size the loan against a quote that will grow, what a ₹3,00,000 renovation actually costs across 12, 24 and 36 months, and the point where a personal loan stops being the right product.
The real 2026 cost of CFA Level 1 for someone already working — registration, GST, coaching, and mock tests — plus the EMI math if you fund it with a small loan, and when it isn't worth it.
Apple's Back to School 2026 offer is live in India until August 27, with a free accessory worth about ₹12,900 on an eligible MacBook. Here's the honest EMI math on financing one — and when it makes more sense to wait.
A loan term sheet buries the real cost behind a dozen line items. Here's the CEO's-eye view of the five numbers that actually decide what you pay — and the one quoted rate you should ignore.
The store offers no-cost EMI right at checkout, so why take a separate loan? Sometimes the store deal genuinely wins. Here's the honest, worked-out math on when each one actually fits.
A refurbished MacBook can save you ₹20,000-₹25,000 versus new — but only if you buy the right kind. Here's how to tell a genuine refurb from a gamble, plus the honest EMI math.
Family savings feel free, but they aren't. Here's the honest CEO's-eye view of when a small Securis loan beats raiding the FD — and the three situations where you should just use the savings instead.
The ₹30,000 you spend extra at checkout isn't ₹30,000 on a loan — it's more, and it stays on your EMI for two years. Here's the actual month-by-month math on a ₹70K vs ₹1L laptop.
Apple just launched MacBook Neo at ₹69,900 (₹59,900 on the student education store). For the first time, a current-generation Mac fits inside a sub-₹60K personal loan. Here's the honest EMI math.
Credit score isn't a single switch — it sits inside a wider model. Here's the band-by-band breakdown of what your CIBIL actually buys you on a Securis loan, with the real EMI math.
Apple's own EMI options need a salaried profile. Here's what actually works for a college student paying ₹85,000+ for a MacBook Air or Pro.
