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From the credit desk, the same five things stall small-ticket loans over and over — and none of them are the loan itself. Here's what actually pauses your file, and how to clear each one before you apply.
Two near-identical applications can finish three days apart. From the credit desk, here's the full Securis timeline — and the handful of borrower-controlled moments that decide whether your money lands today or next week.
The honest answer: most college students and early-career working professionals qualify. Here's exactly what we look at and what you need to have ready.
